One generation in particular was the worst group of offenders.
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Thirteen per cent of Australians admit to lying on an insurance application when it comes to questions like where their car is kept, whether they've been involved in an accident or whether they share the vehicle with other drivers.

A survey of 768 car insurance holders conducted by comparison site Finder found one in six respondents had lied on an insurance application, with Gen Z drivers (those born between 1997 and 2012) the worst offenders.

Thirty-two per cent of Gen Z drivers said they had been dishonest on an insurance application, compared to only 3 per cent of Baby Boomers (those born between 1946 and 1964).

Lying about where a vehicle is kept overnight was one of the most common mistruths, with 4 per cent of those surveyed inaccurately representing this element of their application.

Another 4 per cent admitted to lying about the number of additional drivers using the car, while another 4 per cent had lied about being involved in a minor accident.

A further 3 per cent lied about previous car accidents, claims or damage, and another 3 per cent lied about their occupation and an additional 3 per cent lied about how their car was used.

Other common fibs pertained to the amount of time the car spends on the road, the driver's age, the driver's address and any previous offences or convictions the driver possesses.

Happily, the remaining 87 per cent of survey respondents said they had never lied on a car insurance application.

Although it could temporarily see a reduction in the premium you pay, providing false information on your car insurance application is fraudulent and may see future claims rejected.

“Lying on an insurance application can be an expensive mistake that can come back to haunt you," Taylor Blackburn, insurance specialist at Finder, said.

“Consequences range from having your policy cancelled or your claim rejected, to being sued for insurance fraud.

“Failing to declare certain information in your application is considered non-disclosure. Whatever your intent, providing false information for any kind of insurance is likely to catch up with you."