The UK insurance provider took the nine worst components from different vehicles based on a database of 50,000 policies.
The ‘unreliability’ of a component is calculated by considering the age, mileage, average cost of repair and frequency of failure. The Monster Mk1 earns a Reliability Index figure of more than 500 – five times the average car.
The Monster is powered by a 1.8-litre MG TF engine, which is paired with a Land Rover Freelander transmission.
The ignition is sourced from the Mercedes-Benz V-Class, while the electrics come from the Renault Megane.
Volvo C70 owners will feel right at home with the steering response, and the Germans have joined forces at the corners, with the Audi A8 donating its brakes and the BMW M3 crashing the party with its unique rear suspension setup.
Vehicle temperature is the domain of SEAT, with the Alhambra responsible for the air conditioning and the Toledo chipping in with its heating and cooling systems.
Warranty Direct managing director Duncan McClure Fisher said the Monster Mk1 represented the worst performing vehicle of each sector.
“The wide range of cars included in our special blend highlights how mostly reliable cars can be dragged down by one problem part,” Mr McClure said.
According to Warranty Direct, three in five M3s require rear axle and suspension repairs each year, while the same number of Meganes report electrical faults.
Almost one quarter of MG TFs experience engine problems each year, while 20 percent of Freelanders and A8s suffer transmission and brake glitches each year respectively.
What do you think of the Monster Mk1? What components would you add to it to make it the ultimate unreliable car? Feel free to get all Dr Frankenstein on us in the comments section below.